For merchants reconciling processor deposits
Know tomorrow's deposit today, and why it came up short.
Oyaka adds up your gateway batch, processor fees, chargebacks and alerts into one number by 3:15 PM, then checks it against your bank the next morning.
NMI batch+$47,862.40
Processing fees−$1,466.17
Chargebacks and RDR refunds−$1,989.00
Alert, chargeback and dispute fees−$540.00
Expected deposit$43,867.23
Your first report, in 10 minutes
Oyaka reads the reports you already have, matches every alert, refund, chargeback and deposit, and tells you what went wrong last month and what to fix first. After that, a new report arrives on the 3rd of every month.
Your August reportEXAMPLE MONTH
You lost $38,731 to chargebacks, 11.6% of card sales.Alerts that expired unworked185 of 206
Customers refunded twice7 · $1,439.93
Chargebacks lost, never answered108 · $19,962.26
Card network penalty$612.40
Deposits matched to the cent30 of 30 ✓
Work alerts twice a day, before they expire
Answer chargebacks already refunded, with the refund as proof
Ask your processor about the network penalty
How Oyaka fixes it
1Connect your systemsGateway by key, processor by key or daily report, alerts by email.
2Get the 3:15 PM numberWhat lands tomorrow, line by line, marked final or estimate.
3Checked against your bankRead-only through Plaid. Any gap gets flagged the same morning.
Example month10 of 11 deposits matched to the cent. The 11th was $60 short, flagged that morning.
No more logging into three portals and a spreadsheet to find out why the deposit was $60 short. Oyaka points to the likely cause, like an alert fee with no alert behind it.Illustrative example using typical fees ($30 alert, $35 chargeback, $30 dispute). Your results will vary.
Safe to connect
Full card numbers are never stored. Your bank connection is read-only. Everyone signs in with two-factor codes. How we protect your dataDo you touch my bank account?No. The bank connection is read-only through Plaid. Oyaka can't move money and never sees your bank login.
How long does setup take?About 10 minutes. Paste your NMI key, then connect your processor by key or by a daily report, and forward your alert emails.
What if my processor isn't listed?It still works. Upload or schedule its daily report, and Oyaka matches the columns once.
What does it cost?$299 a month up to $500K in card sales, $799 up to $3M, or 15% of what we recover. Your first report is free; you pay only when you subscribe, and access starts right away.