Credit
AutoFloat
A credit line backed by the car, to keep bills paid.
A revolving line secured by the customer's vehicle title. They keep driving the car; draws go straight to bills, and the lien is released when the line closes.
For your customers
- Value the car and get a line in one sitting
- Keep driving; nothing changes hands
- Draw only what the bill needs, repay over time
For you
- Title lien perfection and release managed by Oyaka
- Set the most of the car's value that can be borrowed
- State lending licenses and servicing rules covered
How to offer it
Three ways to ship AutoFloat
By API
Full REST API and webhooks — build your own experience on our engine, with a complete sandbox.
White-label portal
Your brand on the portal, emails and texts, with an admin console for your team.
Hosted link
A co-branded page you drop into your app or a bill — live in days, no build required.
Add AutoFloat under your brand
Tell us about your program and we'll scope AutoFloat with you.